Unzika wa Vanuatu

Pali mphamvu zambiri zomwe zimapereka chilimbikitso chabwino kwambiri chopezera mwayi wofikira anthu okhalamo. Koma pali ubwino wambiri wosamukira kudera lakutali la Pacific, ndi thandizo lathu lapadera. Tsopano muwona zonsezi.

Kodi nchifukwa ninji kukhala nzika ya Vanuatu yodziwika pang’ono kuli kofunika?

Ali ndi mndandanda wa zabwino zomwe zili zofunika kwa ambiri omwe angakhale okhazikika:

•  liwiro kwambiri;
•  msonkho wa phindu lakunja sikuphatikizidwa;
•  kusadziwika kwa kutumiza (m'makutu ena samalandila zidziwitso);
•  kufunika kokhala kumeneko kwa nthawi yoikidwiratu sikunakhazikitsidwe, ngakhale kungobwera kuti mukwaniritse zomwe mukufuna. 

Izi sizikutanthauza kuthekera koyendera gawo lalikulu la dziko lapansi. Tikumveketsa bwino: ngakhale kulowa kothandizira kudera la Schengen sikukupezeka, malo ena ochezera amagonjetsedwera mosavuta. Chifukwa chake, Great Britain ndi yotseguka, ndipo mutha kubwera ku USA ngati alendo kwa zaka khumi. Ndikosavuta kupita ku Canada, Australia, India, Pakistan, Malaysia, Singapore, South Africa. Ndege zopita ku eyapoti yaku Australia zingotenga maola atatu kapena anayi okha.

Kukhala nzika lero pa Vanuatu kuperekedwa mpaka kumapeto kwa moyo; Kuonjezera apo, imadutsa cholowa kwa achibale a amene adachipeza (ngati awa ndi makolo awo, koma osati onyamula achibale osiyana). Magulu a achibale omwe amaloledwa palimodzi ndi okhazikika, sakufuna kukulitsa kapena kuchepetsa. Chiwembucho chokha ndi chosinthika kwambiri, choyenera ngakhale kwa iwo omwe anakanidwa kwinakwake. Komanso sizingakhale tsoka ngati pulogalamu iliyonse yazachuma yaku Caribbean ikalephera. Mabanki osiyanasiyana, ma broker amavomereza mokondwa kusamutsa kuchokera kunja. Kugwira ntchito molimba kwa akuluakulu aboma pazilumbazi kwadziwika kale - sikuli koyipa kuposa ku Europe. Koma ngakhale izi sizingakulole kunyalanyaza chithandizo choyenera. Kukanidwa kwa ntchitoyi sikungapeweke ngati pali zolakwika zazikulu - kupotoza mwangozi kapena mwadala, zokayikitsa za ndalama, kusavomerezeka kwa mapepala. Sizikupweteka kuyang'ana!

Kufewa kwa ndale kumasonyezedwa popatula mayeso a chidziwitso cha mbiri yakale. Kodi simukufuna kusiya ma latitudo mwachizolowezi? Wopanda mfundo! Koma zidzakhala bwino kumaliza mapangano ndi amalonda akunja.

Zinthu zowonjezera zogwirizana

Dzikoli ndi dziko lokhalo m’chigawochi lomwe likuvomera kuwonjezera chiwerengero cha anthu poika ndalama mu thumba la boma. Tiyeni titsimikize kuti pulogalamu ya boma yakhazikitsidwa kuyambira 1990s. Chinsinsi cha chidziwitso si kukokomeza; Lamuloli lidapangidwa ndi aphungu. Malamulo azamalamulo amanena kuti wowongolera anthu obwezeretsedwa alibe chilolezo chodziwitsa mayiko ena za kujowina ma projekiti azachuma, chikhumbo chofuna kukhala nzika. Malamulo oyenerera adalimbikitsidwanso mu 2019, kotero palibe chifukwa choopera kuthetsedwa kwawo.

Kuyamba popanda kuthawa si nthano. Alendo olemera sauluka kumeneko, amalankhulana mwachindunji ndi ofesi ya consular yomwe ili pafupi. Ndondomeko yazachuma ikuwonekanso yokopa. Otsatsa ndalama pano sapanga ndalama zambiri zakunja, zapakhomo. Tinene, osakhoma msonkho:

•  malisiti a anthu;
•  malonda a cholowa;
•  phindu lalikulu;
•  kunja kwa ndalama;
•  zimachokera ku ntchito yosinthana. 

Kukhalapo m'mabizinesi "ndikosawoneka" kwa maboma akunja. Malinga ndi udindo wa oyang'anira am'deralo, sangathe kuyitanitsa mafotokozedwe azachuma akafunsidwa. Ndizosathekanso kupeza malipoti odalirika okhudza eni ake, opindula.

Zifukwa zamalamulo 

Choncho, zifukwa za sitepe yotero ndi zosatsutsika. Ndipo kugula kwathu unzika kuyambira pachiyambi ku Vanuatu kumveketsa bwino. Kulowa mu Vanuatu Contribution Program (VCP) kumaphatikizapo malipiro. Mtengo wawo (dola):

•  130000 kwa kasitomala mmodzi;
•  150000 kwa okwatirana;
•  165000 kwa okwatirana omwe ali ndi mwana;
•  180000 kwa banja lomwe lili ndi ana awiri (kuphatikiza apo, achibale samayitanidwira kulumbirira, kulumikizana kotsimikizika + kalata yodziwikiratu ndi yokwanira).

Chenjezo: Mitengo yomwe yatchulidwa siyiphatikiza chindapusa chowonjezera pa ntchito yoyang'anira. M'makonzedwe wamba, okwana 200000-240000 "amadyera" amasonkhanitsidwa.

Olembera ayenera kukwaniritsa njira zina zokhazikitsidwa ndi malamulo a Vanuatu, makamaka, kuti atsimikizire kulondola kwa njira iliyonse yolemeretsa. Kukayika kukabuka, njirayi imatha kuyimitsidwa, kuzizira kwathunthu. Uwu ndi mkangano wodziwikiratu womwe umakomera chithandizo chaukadaulo kwambiri. Iwo omwe aphunzira ndondomekoyi kuchokera mkati, omwe amadziwa misampha yomwe ingathe kudikirira okonda, amadutsa mosavuta zopinga zonse. 

Kusandulika kukhala pachilumbachi kudzaloledwa ngati mutsimikizira kusakhalapo kwa mikangano iliyonse ndi apolisi m'dera lomwe wosankhidwayo amakhala. Chotchinga chotere ndichomveka bwino: ngakhale kukopa kwa ma depositi kuchokera kuseri kwa cordon, palibe amene akufuna kutsegula ndime yaufulu yaupandu. Anthu wamba omvera malamulo sayenera kuda nkhawa!

Koma pali zolepheretsa pang'ono kulowa nawo mwambowu. Chifukwa chake, ndi akulu okha osakwanitsa zaka 65 omwe ali oyenera kulembetsa. Adzafunika kusungitsa ndalama zosachepera $250 kubanki poyambira. Pomaliza, njirayo yatsekedwa:

•  Asiriya;
•  Aku Iran;
•  ma Iraqi;
•  Anthu aku North Korea
•  Yemenis. 

Kuopsa kwa zonena kuti ndi zodalirika, chiyambi cha ndalama sichidziwika, nthawi zambiri amayandikira mofatsa - zolemba zokhazokha zidzafufuzidwa. Sadzalamula kuti asiye dziko lakale - amaloledwa kusiya ngati mapasipoti awiri amaloledwa kumeneko. Chatsopano chofunikira ndikugawa umwini wa boma kwa bitcoins. Mu 2023, ndalama 44 cryptocurrency "ndalama". Otsatsa ndalama nthawi yomweyo amapeza udindo wofanana ndi anthu amtundu wawo, ali ndi udindo ndi udindo womwewo. Izo sizigwira ntchito pawokha, popeza izi ndi zoletsedwa momveka bwino ndi lamulo, mutha kungogwiritsa ntchito zabwino za amkhalapakati otsogola. 

Dipatimenti ya Zachuma idzayang'ana zonse zomwe zimatsimikizira kuti ndinu ndani. Cholinga Chapadera chimapita patsogolo: timadziwa mndandanda wowonjezera wofunikira m'magawo amtsogolo. M'pofunika kusamutsa tariff anapatsidwa masitepe awiri - 25 (75%), motero.

Za pulogalamu yothandizira ndi mafunso okhudzana nawo

Kampani yathu yatsimikiza kuthandiza osati kungopeza unzika chaching'ono Vanuatu. Palinso zopereka zapadera! Pamayunitsi 25000 wamba, mutha kutenga chilolezo chokhalamo ku Slovenia ndikulembetsa bizinesi yomwe yangopangidwa kumene. Lipirani 30 zikwi za USD - ndipo zomwe muli nazo sizidzakhala bungwe lopangidwa "kuyambira pachiyambi", koma kale bizinesi yodzaza.

Kuti mudziwe zambiri: malamulowa amafuna kuti anthu aku Vanuatu adzilumbirire okha. Palibe mawonekedwe akutali omwe mwachiwonekere ali apathengo. Ntchito yathu imatithandiza kuthana ndi vutoli. Mutha kulengeza kukhulupirika ku mbendera ya Vanuatu nthawi iliyonse yomwe kazembe amakumana. Palibe ma consulates oterowo m'malo a Soviet, kupita ku Brussels sikoyenera kapena kuli kovuta kwambiri - ndiye kuti ndizotheka kupita ku:

•  Hong Kong;
•  Shanghai;
•  Beirut;
•  Kuala Lumpur.

M'malo mwake ndi mwambo wapadera pamalo aliwonse omwe adagwirizana kale - chachikulu ndichakuti nthumwi yaukazembe azikhalapo pa tsiku lomwe lakonzedwa.

Poika ndalama pachilumbachi, zitha kuchepetsa nthawi yodikirira mpaka masiku 45. Zolemba zapadera zimakhalanso zochepa. Monga tanenera kale, chotchinga chosagonjetseka chikhoza kukhala chigamulo cha mlandu wolakwa + kufufuza - ziribe kanthu kaya ndi mayiko kapena kunyumba. Mphindiyi imayendetsedwa mosamalitsa, kuyesa kuyilambalala kumakhala kopanda ntchito. Pankhani ya malamulo a zachuma, iwo adzayang'ana mosamala magwero a ndalama zogulira ndalama. Olembera, kuwonjezera pa ofunsira okha, ali ndi ufulu wokhala okwatirana, ana awo osapitirira zaka makumi awiri ndi zisanu (kapena kwamuyaya - ngati ali ndi chilema), komanso makolo omwe adadutsa chizindikiro cha theka la zaka.

Kusamuka, kupeza chinenero - mwaufulu. Chofunikira ndikuwonjezera nthawiyi zaka 10 zilizonse. Apo ayi, ndondomeko ya maulendo amaloledwa kusankhidwa mwakufuna kwake.

Mtengo wake umawerengedwa payekhapayekha. Pomaliza, zitheka kupenta kuchuluka kwa ndalama mukawerengera misonkho ndi ndalama zowonjezera. Tsambali lakonza chowerengera chapaintaneti chomwe chidzapereka kuwerengera kolondola kwa parameter iyi. Ofunsira ku bungwe lokhazikitsanso anthu adzafunsidwa kuti apereke:

•  pasipoti yapagulu + yapadziko lonse lapansi;
•  kulimbikitsa kudalirika kwa ukwati;
•  zikalata zobadwa;
•  chiphaso cha chikhulupiriro chabwino pamaso pa khoti;
•  mapeto a madokotala ponena za thanzi;
•  chinachake chimene chimalungamitsa chuma solvency. 

Timatsindika kuti zonsezi si zofuna zathu, zimaperekedwa ndi dipatimenti yosamukira; titha kuthandiza panjira yopita ku zotulukapo zabwino. Panthawi imodzimodziyo ndi kutumizidwa kwa pempho ndi zolemba zomwe zakonzedwa, ndalama zimasamutsidwa. Kugwirizana ndi chitsimikizo cha kampani sikophweka kupeza pasipoti adayikidwa muzinthu Vanuatu, ndikuchita popanda nkhawa zosafunikira, chiopsezo chosowa.

Ngati mukuganiza kuti thandizo la akatswiri ndi chiyani, ndiye kuti zonse ndi zophweka - ndi:

•  kufotokoza mwatsatanetsatane;
•  mawerengedwe a ndalama zofunika banki;
•  kusonkhanitsa kosavuta kwa mndandanda wa zolemba;
•  kuthetsa kwachangu kwa vuto pamapeto pake.

Kwa anthu ambiri, kulembetsanso kumadera achilendo ndi njira yofulumira komanso yosavuta kupanga chilolezo chokhalamo mkati mwa EU. Taganizirani izi, ndipo osachepera 50% yamakasitomala agwiritsa ntchito njirayi bwino. Ngati mukukhudzidwa kwambiri ndikugwira ntchito ku Oceania komweko, ndi adilesi yovomerezeka komanso momwe mulili misonkho, ndiye kuti izi ziliponso. Chonde dziwani kuti kuyambira Novembara 2022, ulamuliro wopanda ma visa kwa omwe ali ndi zilolezo za Vanuatu zomwe zidaperekedwa pambuyo pa 2014 sizinagwire ntchito ku European Union, ndipo kuyambira pa February 4, 2023, lamuloli laperekedwa ku Vanuatu yonse. Koma kumbali ina, maulendo opita ku United Kingdom ndi mayiko angapo ku Asia, Africa ndi South America akadali otetezedwa. 

Mwachibadwa, lamulo silifuna kusonyeza "ndalama zina za boma." Akuluakulu a boma adzaphunzira zikalata zakubanki kwa miyezi 36 asanalembe ntchito, komanso mndandanda wa nyumba zogulidwa, zogulitsidwa, malo, malo osakhalamo m'zaka khumi zapitazi. Ponena za ndalama zosinthira, ndizosabweza. 

Ziyenera kukumbukiridwa kuti nthawi yoperekedwa kwa pasipoti sikuphimba kukonzekera kwa phukusi lokha. Popeza gawolo limalipidwa zana limodzi pambuyo pa chivomerezo choyambirira cha woyimira, kuwopseza kutaya ndalama ngati kukana sikuli koyenera. Ndi udindo wathu kumupatula kotheratu popereka wopemphayo m’njira yabwino kwambiri. Tiyeneranso kukumbukira kuti ma nuances a mbiri ya anthu osakhudzidwa amatha kukhudza chisankho chabwino / cholakwika. Akatswiri adziwa nthawi yomweyo kuti anthu ogwira ntchito za boma adzatsamira pati.

Zambiri zazinthu zabwino zautumiki

Maloya aluso okha ndi omwe akukhudzidwa ndi boma. Amatsogolera ogula sitepe ndi sitepe kuyambira pachiyambi mpaka kumapeto. Malo omwe kasitomala angalumbirire ndikutenga "buku" losilira akhoza kusankhidwa paokha. Simuyenera kufufuzidwa mozama pazovuta zotsegula akaunti, kusamutsa ndalama zomwe zikuyenera kapena kusakhala ndi ndalama pamenepo. Ngati ndi kotheka, tidzathandizanso pogula malo pazilumba (kukambirana kudzathandiza kupewa zovuta zambiri zosaoneka). Chithunzi chophatikizidwa chimatsimikiziridwa ndi nkhokwe zingapo. Tidzawona cholakwika chochepa kwambiri nthawi yomweyo, konzani, tipulumutseni ku manyazi osasangalatsa chifukwa cha kusasamala, misampha yosamveka.

Pa nthawi yovomerezeka, akatswiri aziganizira za wopemphayo; azitha kupanga bizinesi yokhazikika. Adzakhutiritsa antchito a dipatimenti ya boma - zomwe zidzabweretsa bwino kwambiri. Palibe anthu ofanana mpaka pano, zolemba zake ndizosiyana ... koma loya wodziwa bwino azithandiza!

Gawo loterera kwambiri - kulumikizana kwadongosolo kwadongosolo - kumapita popanda zovuta. Kuphatikiza apo, alangizi amvetsetsa bwino pepala lililonse, kuti adziwe ngati likugwirizana ndi machitidwe oyendetsera ndalama. Pasipoti  kukhala m'malire Vanuatu kuperekedwa pamaso pa munthu pa tsiku la lonjezo. Ngati mwadzidzidzi chinachake chikusintha, polembetsa ku nkhani zathu, mudzakhala odziwa nthawi zonse!